Coreal.
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01Company

We build the
boring infrastructure
everyone else assumes already exists.

Founded in London in 2016, Coreal works with telcos, banks, exchanges and regulated fintechs that need a fintech operating system they can show to a regulator without flinching.

FOUNDED
2016
ENGINEERS
60+
CARDS ISSUED
100k
02How we approach a build

The work, in five phases.

P1

Perimeter

Map flows, postings, providers, controls. Write the brief.

P2

Ledger design

Double-entry posting model. Idempotency. Reconciliation.

P3

Provider contract

Banks, PSPs, BaaS, schemes — behind one gateway.

P4

Operator surface

Cases, queues, journals. The cockpit your team uses.

P5

Hardening

SRE · DR/BCP · pentest · DORA-ICT · regulator dry-runs.

03How we ship

An AI engineering team,
behind the human one.

Our delivery runs on Minctrl — a deterministic LangGraph pipeline of 20+ specialist Claude agents (CTO, architect, security reviewer, domain engineers). It moves a brief from spec to PR in minutes, with a full decision journal a regulator can read.

The pipeline is deterministic, not generative — same brief, same path, every run. Two mandatory human gates (architecture sign-off, ship approval). Code is one of seven outputs: PRD · arch · code · tests · wiki · CI/CD · audit log.

PIPELINE
8 stages
SPECIALISTS
20+ agents
HUMAN GATES
2 mandatory
SPEC → PR
~30 min
MINCTRL · LANGGRAPH PIPELINE● LIVE · v0.1
01
Initialize
Detect vertical · load domain config · bootstrap state
Claude Haiku
02
CTO debate
Strategy, cost frame, build/buy, risk posture
Claude Opus
03
Architecture
ADR · schema · service map · failure modes
Claude Opus
GATE 1 · ARCHITECTURE SIGN-OFF
04
Security gate
STRIDE · CWE · regulator perimeter · mandatory pass
Claude Opus
05
Domain team
Per-vertical specialists — fintech, crypto, BaaS, KYC
Claude Sonnet
06
DevOps
CI/CD · containers · IaC · rollout strategy
Claude Haiku
07
QA
Tests · SLOs · contract tests · evidence pack
Claude Sonnet
08
Ship
PR · decision journal · wiki · changelog
Claude Haiku
GATE 2 · SHIP APPROVAL

Benchmark — orchestrator vs traditional team

· INTERNAL · 2026 ·
Metric
AI orchestrator + 2 senior engineers
Traditional 6-person squad
Δ
Spec → PR (one ticket)
20–40 min
8–16 hours
~25× faster
Cost per ticket
$0.27 – $2
$2,000 – $4,000
~1,000× cheaper
Time to MVP (one product)
6–10 weeks
6–9 months
~4× faster
Output per ticket
PRD · arch · code · tests · CI/CD · wiki · audit
Code (sometimes tests)
7× artefacts
Review trail
Decision journal · replayable
Slack history · git blame
regulator-ready
Security review
Mandatory gate, every ticket
Best-effort, end of sprint
shift-left
Bus factor
Pipeline + 2 engineers
6 engineers, single-threaded leads
resilient
04Team

Operators, not
conference speakers.

Open roles · 7
M.T.

Founder · Engineering

Ex-bank core, ledger systems

LONDON
I.K.

Head of Compliance

Ex-payment regulator, audit

LONDON
A.A.

Head of Platform

BPM, ledger, Java

LONDON
R.S.

Risk & KYT

KYT provider, sanctions ops

LONDON
L.D.

Head of Wallet

Mobile fintech, cards

LONDON
N.B.

Regional market lead

Ex-telco partner, regulator liaison

LONDON
S.P.

Treasury & FX

Multi-CCY ledger, settlement

LONDON
Y.O.

AI orchestration

Replay-safe agents

LONDON
05Compliance posture

We treat compliance
as a feature.

Three lines of defense, written down. Risk register predates the codebase. Regulator evidence on demand.

ISO 27001
In progress · audit Q3 2026
SOC 2 Type II
Continuous monitoring
PCI-DSS L1
Via card partners
DORA-ICT
Roadmap aligned
GDPR
DPIA per flow
MiCA-readiness
Ring-fenced CASP arch
06Office

London

51.5°N · 0.1°W

71-75 Shelton Street, WC2H

HQ · engineering · commercial · compliance